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Financial Crime Prevention

AML & CTF Compliance

CPT Markets Ltd's institutional compliance framework and Know-Your-Customer (KYC) standards for preventing money laundering, terrorist financing, and illicit capital transit.

FATF Recommendations
Automated 3-Step KYC
Zero 3rd-Party Tolerance
Sanctions Screening
Real-time UN & OFAC Checks
KYC Accuracy
99.8% Biometric Pass

Automated 3-Step KYC Verification Flow

Every trader must complete this mandatory 3-step verification process prior to funding or initiating live market trades:

Step 01

Proof of Identity (POI)

High-resolution color photograph of an unexpired government ID (Passport, National ID card, or Driver's License) showing full legal name, photo, and birthdate.

Step 02

Proof of Residence (POR)

A formal utility bill (electricity, water, gas) or bank account statement issued within the last 90 calendar days verifying the trader's residential address.

Step 03

Biometrics & Sanctions

Automated 3D facial liveness scan to prevent synthetic identity theft, coupled with real-time screening against global UN, OFAC, and EU sanctions registers.

Permitted Transactions

  • Deposits originating from a verified bank account in the trader's legal name.
  • Credit or debit cards issued under the identical name registered on the CPT Markets account.
  • Withdrawals returned exclusively to the original verified funding method.

Strictly Prohibited Transactions

  • Third-party deposits from friends, family members, or business associates.
  • Anonymous cash deposits, money orders, or unregistered prepaid cards.
  • Withdrawal requests to bank accounts or wallets not owned by the account holder.
1

Commitment & Institutional Objectives

CPT Markets Ltd enforces a zero-tolerance policy against money laundering, terrorist financing, tax evasion, and all forms of financial crime. We adhere strictly to the forty recommendations published by the Financial Action Task Force (FATF) and the statutory mandates of all operating jurisdictions.

Our compliance infrastructure combines automated algorithmic screening with continuous risk audits to guarantee that funds entering our trading ecosystem derive solely from lawful economic activities.

2

Customer Due Diligence (CDD) & Enhanced Screening

Before granting market access, CPT Markets conducts Customer Due Diligence (CDD) to ascertain the identity, location, and economic profile of every applicant:

  • Standard Due Diligence (SDD): Verified government photo ID, proof of residence issued within 90 days, and biometric validation.
  • Enhanced Due Diligence (EDD): Applied to high-volume accounts, corporate entities, and clients from elevated risk jurisdictions. This includes certified proof of wealth, corporate registry certificates, and source-of-capital documentation.
3

Strict Prohibition of Third-Party Payments

CPT Markets strictly forbids third-party deposits and third-party withdrawals under all circumstances:

Any deposited capital arriving from a remitter whose legal name does not match the registered trading account name will be immediately rejected and returned to the sending institution, net of bank processing fees.

4

Sanctions Screening & Politically Exposed Persons (PEPs)

All applicants and existing clients are continuously screened against international sanction lists, including:

  • United Nations Security Council (UNSC) Consolidated List.
  • United States Office of Foreign Assets Control (OFAC) SDN List.
  • European Union Consolidated Financial Sanctions List.
  • United Kingdom HM Treasury Consolidated List.
Individuals identified as Politically Exposed Persons (PEPs) or immediate associates are subject to senior management review and annual re-verification.
5

Transaction Monitoring & Suspicious Activity Reporting (SAR)

Our real-time transaction monitoring engine evaluates account behavior against irregular patterns, such as sudden non-trading fund cycles (depositing and immediately withdrawing without trading), circular payment routing, or abnormal volume spikes.

Where grounds for suspicion exist, CPT Markets is legally required to submit a Suspicious Activity Report (SAR) to the relevant Financial Intelligence Unit (FIU) without informing the client ("anti-tipping-off" legal requirement).

6

Statutory 5-Year Record Retention

All client onboarding dossiers, identification files, and complete ledger histories are archived in encrypted storage for a statutory minimum of 5 years following account closure, accessible exclusively to authorized compliance personnel and judicial authorities.